What Is Redlining?
Redlining was the historical practice — now illegal — of denying mortgages or insurance to residents of certain neighborhoods, disproportionately minority areas, based on maps that literally outlined them in red.
Why it matters
Though the practice itself was outlawed, its effects on generational wealth and neighborhood investment are still studied and referenced in fair lending discussions today.
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This definition is provided for general educational purposes and is not financial, legal, tax, or real estate advice. Verify important decisions with appropriately qualified professionals.
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