What Is Mechanic's Lien?

A mechanic's lien is a legal claim a contractor, subcontractor, or supplier can file against a property if they aren't paid for work or materials — it can cloud the title until resolved.

Most useful for: Homeowner
M
At a Glance
Mechanic's Lien
①
Definition
Plain-English meaning
→
②
Why It Matters
Practical impact
→
③
Related Terms
2 connected concepts

Why it matters

Even if you paid your general contractor in full, an unpaid subcontractor can still file a lien against your home — request lien waivers as you pay for completed work.

Share:
Was this explanation helpful?

This definition is provided for general educational purposes and is not financial, legal, tax, or real estate advice. Verify important decisions with appropriately qualified professionals.

Check the project against your home

Estimate it with the free calculator, or explore a property-specific analysis.

Or analyze a specific property: Essential Property Analysis, $19 · Property Decision Analysis, $49 · Professional Property Analysis, $99. You choose the depth before you pay.