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What Is Cash Over Valuation?

Cash over valuation describes a situation, common in the UK and Ireland, where the agreed sale price exceeds the mortgage lender's valuation of the property — requiring the buyer to cover the shortfall in cash, similar to a U.S. appraisal gap.

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Cash Over Valuation
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This definition is provided for general educational purposes and is not financial, legal, tax, or real estate advice. Verify important decisions with appropriately qualified professionals.

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